NAIC Cancellation and Refund Policy
N.A.I.C. I.N.C.: Cancellation / Refund Policies and Information
Should an individual cancel enrollment or be dismissed for any reasons by N.A.I.C. (Native American Indigenous Church I.N.C., A Florida Chartered Not for Profit, I.R.S.,508(c)(1)(a) Compliant Religious/ Church/Faith-Based Organization-FBO Corporation), D.B.A. American College of Natural Medicine (formerly “SomaVeda” College of Natural Medicine), SomaVeda College of Ayurveda Medicine, The Thai Yoga Center, LearnThaiYoga, ThailandStudyTours, and or the current Director of Education before the completion of their program of study, all refunds will be made according to the following refund schedule.
Acceptance of this policy shall be deemed absolutely as a precondition to being allowed to enroll in any program. By donating or enrolling in any program, the student clearly states that they are over twenty-one, have read and understand this policy, and agree to abide by the terms of this policy, with no exceptions.
Please note that N.A.I.C. is a non-profit spiritual and educational organization. We rely on donations for products and services and are grateful to each participant who contributes their time, gifts, and services.
Each situation is treated with utmost compassion for the exchange involved. For this reason, we offer a no-refund policy on our contributions and donations. If there is a compelling reason, we offer similar value in credit toward future events or offerings.
N.A.I.C. I.N.C. Seminary, Program, Course of Instruction, and or Class: Cancellation / Refund Policy
Please note: There are different conditions regarding “Students at Large.” Students registered for an individual course, clinic, supervised practice, or any program of study for a certificate of fewer than 1000 hours. Shall be deemed a “Student At Large.” Sections “C,” “D,” and “K” apply. This does not include or refer to international training programs.
Concerning any refunds due, N.A.I.C. will refund monies using the following distribution:
A. Any applicant not accepted for admission by N.A.I.C.: American College of Natural Medicine, SomaVeda College of Ayurveand The Thai Yoga Center or any co-sponsored N.A.I.C. program shall be entitled to a full refund of all monies paid.
B. As seating for all of our programs is based on a limited enrollment, payments, and deposits are deemed reservations and guarantees of placement. Therefore, all payments and registrations are considered “Non-refundable” at acceptance. Registrations falling in the “less than three (3) day” advance N.A.I.C. Donation shall be on a “Buyer Beware” basis, and no refunds will be issued unless the absence is due to a bona fide Medical Emergency with supporting documentation. Not showing or “no Show” for any individual class or classes without prior written approval for any reason shall be deemed a default absence without cause for refund and a voluntary forfeiture of all funds paid. The only exception will be in the case of a bonafide medical emergency properly documented with medical affidavits as requested.
C. If the student voluntarily cancels their agreement to participate fully and attends or begins any program from the start of the first hour of the first class, they forfeit 100% of all monies donated other than as approved for refunds as specified in this cancellation and refund policy in Section “K.” The buyer is an adult over 21 and agrees to give up all claims to reimbursement or any damages other than as specified in this cancellation and refund policy.
Suppose a student applies in writing for a change of status, rescheduling of classes, and to apply tuition paid towards one seminary program or course to another within our program. In that case, we reserve the right to approve or not approve such a request at our discretion. Further, in the event of such submission and subsequent approval, we reserve the right to make additional charges to cover any additional cost or change fees. Participant agrees to this when submitting a request for a change of status.
D. Enrollment time is the time elapsed between the actual starting date and the date of the student’s last physical attendance in the N.A.I.C. program or school.
E. In the case of illness, disabling accident, death in the immediate family, or other extreme circumstances beyond the student’s control, the school shall make a reasonable and fair settlement to both the student and the program.
F. The official termination date or withdrawal for this refund policy shall be the last day of physical attendance in the program, school, or workshop venue, wherever it is held.
G. Any student desiring to change their status at an approved/ sponsored seminary, class, or function must request in writing by regular mail to the Administrative Director via standard U.S. mail to the posted address on record. We will respond in the report within ten (10) to thirty (30) days with approval, denial of the claim for refund, or request further information. It is understood and agreed as a precondition towards enrollment that we have the right to take this time to investigate and that doing so in no way can be interpreted as an unnecessary delay.
We reserve the right to thoroughly investigate all claims for cancellations and refunds before responding or granting such refunds.
H. Suppose the school, program of study, and seminary training are permanently closed and no longer offering instruction after the student is enrolled. The student shall be entitled to a pro-rated tuition refund in that case. If a course is canceled and not rescheduled after a student’s enrollment, the school shall, at its option, provide for a full refund of all monies paid or shall provide for the completion of the course at the program’s discretion.
I. The Student Kit: materials, books, lab fees, or other preparation and study materials are issued to the student before or on the first day of class and are included as a non-refundable item in the total program cost. Should the student withdraw before program completion, no refund for The Student Kit or other preparation and study materials shall qualify. There is no refund for personal and professional items purchased as required in the program, such as mats, massage tables, oils, etc. The Student Kit shall also include non-transferable and non-returnable items such as e-books, digital files, books, posters, videos, discounts on additional and separate programs offered as an incentive for sign-up or registration, or adjunct support for the training. These non-refundable items will be deducted from any refund at the total retail value, including shipping, if not a digital product. Please note that course materials and digital products offered with our programs may have a retail value over the total cost for the course registered.
J. Upon receipt of the request for refund via regular U.S. mail (no signature required) located at 5401 Saving Grace Ln, Brooksville, FL 34602, N.A.I.C. will review the request to determine eligibility. N.A.I.C. will generally respond to the written request within thirty (30) days with either an approval, a recommendation for additional information, or a denial. If the refund is approved, N.A.I.C. will disburse funds by check according to the schedule in Section “K.”
K. Our policy is that between the date of the deposit and the completion date of the N.A.I.C. Seminary, College class, Yoga class, and program, registration is 100% NON-REFUNDABLE without various penalties being deducted. Should you have a bonafide medical emergency (chronic or pre-existing conditions do not qualify unless certified as a medical emergency requiring hospitalization the severity of which prevents you from attending and or participating in any capacity whatsoever in specifically our program or in any similar program or professional work), verified by a Medical Doctor, which prevents you from participating in any degree whatsoever in specifically our program or in any similar program or professional career, we will make a refund based on the balance paid (minus the already used/non-refundable portion, minus the registration fee of $150.00 Per individual course, cost of materials/ Student Kit (includes downloadable, Mp3 files, PDF materials, etc.) and Early Termination Fee, as appropriate). The only exception that we will authorize is for replacement. If the participant supplies a new, paid-in, complete registration of equal or more excellent value, we will allow a 100% refund. Certified Teacher: Any refunds for SomaVeda® Certified Course “Book Sets,” Course Materials, uniforms, or any other materials purchased from the NAIC-Church for any purpose, including for scheduled classes and or programs, will be subject to this refund and cancellation policy as per the SomaVeda® Teacher Agreement and contract.
If the settlement offered by N.A.I.C. Inc. includes approved refunds, refunds will be returned as follows. Balance after any penalties in three to five (3-5) equal payments, by three to five (3-5) checks paid over one hundred twenty to two hundred twenty-five (120-225) days (average one (1) payment per forty-five (45) days.
L. No show and failure to appear in class, violations of the “Code of Ethics,” and RPGs will constitute acceptable grounds for immediate release and termination from the program and any remaining courses and lessons, etc., without notice and recourse, including refunds. Except in the case of a medical emergency described above in “K.”
N.A.I.C. members, students, and participants understand that N.A.I.C. programs are under N.A.I.C. Church/ ecclesiastical authority. Ultimately, it is agreed that any disputes in N.A.I.C. are determined in the church’s jurisdiction only. The student has reviewed this policy, including the Additional Responsibility waiver and standard agreement, and agrees to it as a prerequisite to enrollment in any program. The student also agrees to hold N.A.I.C. and its representatives harmless for any actions or legal proceedings arising from a “request for a refund” as a prerequisite to being accepted in any N.A.I.C.-sponsored Program.
M. I understand that I am over the age of 21 and that any payments made via Cashiers Check, Bank Wire, Cash or credit card, PayPal.Com, Parallel, Fortis, Stripe, or similar represent a commitment and binding contract to pay according to the agreement that the participant agrees to pay all amounts due in total, and that in the event of cancellation of credit card payment and or filing of “chargeback” claim or dispute with a credit card company or both, which results in a loss of income, fees, dues or tuition’s of any kind to N.A.I.C., that participant will cover this loss entirely, within ten days by cash, certified check or money order. Furthermore, the participant agrees to fully reimburse all legal and attorney fees concerning recovering any said losses resulting from chargebacks and reversals of transactions. The participant agrees to this as a precondition to being accepted into any N.A.I.C.-sponsored seminary, class, or program.
N. N.A.I.C. Inc. Courtesy Payment Plan: NAIC Inc., the “Church” may at its sole discretion offer to accept donations on a scheduled payment plan instead of “Paid In Full” at the time of registration as a courtesy to students or participants. It is imperative that all such payment donations be made to NAIC. Inc. in the agreed-upon schedule. Late donations under the “Courtesy Payment Plan” agreement are conditional to acceptance or enrollment into any course of study, certification, or A.C.N.M. College degree program over ten (10) days in arrears will be assessed a $45.00 late fee. This fee will be assessed on the eleventh (11th.) day. Monthly stipends or continuing fees for any degree not paid in full as due within 30 days of the contracted due date will have accounts and course access suspended until 100% of all fees, including any add-on late fee or fees, are paid in full. Subject to the enrollment agreement, prolonged arrears will result in revocation of the agreement, restoration fees, and or forfeiture of program credit, active enrollment status, and all donation fees paid prior without consideration or further notice.
This cancellation and refund policy is subject to regular review and updates from time to time. It is subject to update and changes at any time, and the only notice will be posted on this page, including any specific agreements and conditions made with individual students on a case-by-case basis.
RESPONSIBILITY: Limitations Thereof: Contract for services agreement and Waiver of Liabilities.
NAIC Inc. Third Party Authorized Representatives: Applies within or outside USA and US Territories: The N.A.I.C. (Native American Indigenous Church, Inc.), The American College of Natural Medicine (formerly SomaVeda College of Natural Medicine), The SomaVeda College of Ayurveda Medicine, The Thai Yoga Center, Integrated Auxiliaries, Saving Grace Ministry, Priory of Saving Grace, SMOKH or authorized representatives or assignees act only as agents in making arrangements at hotels, dorms or guest houses and transportation. The participant and undersigned agree that the sponsoring organization and their agents and suppliers shall not be liable for any injury, damage, loss, accident, delay or irregularity, liability, or expense to person or property due to an act of default of any hotel, guest house, carrier, restaurant, company or person providing or rendering any of the services included in or available to the participant during the program. The participant explicitly warrants to indemnify N.A.I.C. Inc., Directors, Ministers, Teachers, and volunteers, and N.A.I.C. Inc. designated representatives against any loss arising from participation in the program as a precondition to participation. The tickets, coupons, tariffs, rules or contracts, and currency used by carriers, hotels, guest houses, restaurants, or other contractors rendering or providing service, including any food or meals, snacks, etc., shall constitute the sole contract between such provider and participant. Participation in potentially risky activities is at the participants’ sole discretion and responsibility. This includes personal time outside the regular scope and practice of seminary, programs, and classes.
Donations Non-Refundable: I understand that any payments made via credit card, PayPal.Com, WePay.Com, Amazon Pay, or any similar processor or any combination represent a commitment and binding contract to pay according to the agreement, that participant agrees to pay all amounts due in total, and that in the event of cancellation of credit card payment and or filing of “chargeback” claim or dispute with a credit card company or both, which results in a loss of income, fees, dues or tuition’s of any kind to N.A.I.C., that participant will cover and or reimburse this loss entirely, within ten days by cash, certified check or money order. Furthermore, the participant agrees to indemnify all legal and attorney fees related to recovering any losses resulting from failure to pay, chargebacks, and reversals of transactions. All programs of study are under N.A.I.C. ecclesiastical jurisdiction, and all monies paid are considered Non-Refundable Donations to the N.A.I.C. I understand this is a precondition to participation.
Further, the sponsoring organization and or their agents and suppliers accept no responsibility for any damage, delay, irregularity, regularity, or liability arising from pilferage, labor disputes, machinery breakdown, quarantine, government restraints, war, weather conditions, defect in any vehicle of transportation or for any misadventure or casualty, or any other cause beyond their control nor any additional expenses or damage due to change in advertised schedules or services or any other reason outside of their control. The participant will bear any losses and costs; the program rates are only for the period and the laws of the state or countries in which the accommodations, services, and facilities are rendered. The participant is responsible for providing adequate insurance, Travel Medical Insurance, and Lost Baggage Insurance. Instead of such insurance, the participant agrees that all liability for loss, medical conditions including infectious diseases, or side effects from their treatment such as vaccines or “boosters” or accidents, including “Force Majure” or “Act of God,” is their entire responsibility. However, the land at N.A.I.C. Sanctuary (a religious and nature sanctuary) is available for use, walking, hiking, etc. The participant agrees to hold the program, land owners, and representatives blameless for any accident, injury, bug bite, or animal-creature encounter occurring on the land during or outside scheduled classes.
I understand that the seminary, class, or program is not meant to be therapeutic as defined by secular and state and federal law or to provide me with any therapeutic or medical service. Any discussion of personal medical issues is incidental to participating in generalized courses about health and healing and, in no case, shall be considered an exchange of medical services. Any personal health advice, consultation, or treatment request will be considered a separate and privileged agreement under the private church/ communicant and ministerial exchange of services and counseling. I am of sound mind and body and emotionally stable to participate in spiritual, health, healing, therapy, counseling classes, topics, discussions, and potentially mature materials, graphics, and adult. I understand my participation is entirely voluntary. I am responsible for my mental, emotional, spiritual, and physical welfare during all classes. I know that in studying and practicing various therapy models and procedures, there may be therapeutic and partial nudity during various courses or activities. This is not a problem or offensive to me. I understand that Sky Clad, nudity, and or partial nudity is not a requirement for participation and, in any case, will always be handled in a dignified manner when appropriate. In studying SomaVeda Integrated Traditional Therapies® and holistic healing involving the body, I understand that graphic representation of body parts, including the breast, may be referenced. Reasonable care is made to provide safe areas for all activities in and out of class.
The right is reserved to cancel or change, substitute services, classes-courses, or personnel without notice or explanation and to decline to accept or retain any student or participant at any time, before, during, or after completion of this program or any other sponsored and or related program offered by N.A.I.C. and or representatives. This expressed right shall apply to joint programs for CTP1, 2, 3, 4, TCP, A.S.A., BSSc, D.S.N.M., D.S.A.M., D.S.T.I.M., or the like, including Student at Large registrations. Participants agree as a precondition to participating in the rules, procedures, and guidelines stated or amended by N.A.I.C. staff during any class or program. Any member participant failing to do so or who presents difficulty or risk to the goodwill of the program or the personal safety of the director or the other participants, at the director’s discretion, will be summarily dismissed from the program without recourse or refund. Illegal activities are prohibited and will be referred to the appropriate authority. N.A.I.C., the provider, is a private religious education and health membership association; membership is required before participating in class or receiving any services or exchange of services or practice from staff and or other students. A separate N.A.I.C. Authorized Participant membership agreement is required before any class participation.
All tuitions are based on current rates and agreements in effect during registration. All graduations, certifications, awards, etc., are conditional on all payments being complete and up to date and criteria and requirements being satisfactorily completed: no exceptions or partial certificates without written agreement.
The program and representatives shall not be responsible for transportation or any accident related to travel to or from any course or program.
As a participant in this program, I understand that these terms are binding, and as an agreement between the N.A.I.C. providers and myself is a precondition toward my participation in all courses, classes, apprenticeships, work/study, etc., as previously noted in the offering web page related to this specific program and or programs, once received and reviewed. All cancellations and refunds will be based on N.A.I.C.’s published Cancellation and Refund Policy.
I, the participant, am of legal age and can sign and confirm this agreement’s acceptance responsibly.
N.A.I.C. I.N.C. Authorized Participant/ Basic/ Full and Commissioned Vocational Cards and or License: Cancellation / Refund Policy:
Note: Contributions for Authorized A.P.M., A.F.M., L.C.H.T. Cards, and Independent Branches do not include legal counsel in the event of governance challenges. Your Attorneys and Founders provide the basis of an educational campaign to alert or inform governing bodies of the unique characteristics of the rights and protections of Independent Branches and their participants through an online knowledge base and references to court precedents.
Please note that N.A.I.C. Inc. is a non-profit religious, tribal-organization, spiritual, and educational organization that relies on donations for various church member products and services and is grateful to every participant who contributes their time, gifts, and services.
Each situation is treated with utmost compassion for the exchange involved. For this reason, we offer a no-refund policy on our contributions. f there is a compelling reason, we offer similar value in credit toward future events or offerings.
NAIC Inc. Cancellation and Refund Policy updated November 29th. 2023 and supersedes all previous versions.
